Impact of Inflation  
Over time, the effects of inflation can erode the value of your savings. At the end of an inflationary year, a dollar buys a little bit less than the year before. This calculator is designed to estimate the future cost of an item based on today’s prices and the rate of inflation you expect.
     

1. Enter the current cost of what you want to buy.

$

2. How many years before you will buy this item?

3. Enter the annual inflation rate that you want to assume. (Inflation has averaged 3 percent over the past 10 years.)

%
 
   
   
Hammortree Financial Services
145 S. Virginia Street • Crystal Lake, IL • 60014
Phone: 815-788-7420 • Fax: 815-788-7430
www.AnnetteHammortree.com • ahammortree@omalleyandassoc.com

 Annette Hammortree, Registered Representative & Financial Advisor of Park Avenue Securities LLC (PAS), 8010 excelsior Dr., Suite 200, Madison, WI 53717.  Securities products/services and advisory services offered through PAS a Registered Broker-Dealer and investment Advisor (608)828-9800.  Annette Hammortree, Financial Representative The Guardian Life Insurance Company of America affilliate or subsidiary of PAS or Guardian.  O'Malley & Associates is a division of O'M & Associates, LLC.

Pas a member of FINRA,SIPC